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What is the best CD rate for a 6-month term?

The national average CD rate on a 6-month term is 1.81% APY (Annual Percentage Yield), according to the FDIC. However, there are much higher interest rates on 6-month CDs right now. The best CD rate for a 6-month term is 5.25% APY available at America First Credit Union. We check rates daily to find the best rates for 6-month terms.

What are the best CD rates?

Check out our list of the best CD rates overall Vio Bank: 5.25% APY, $500 minimum deposit. Bask Bank: 5.10% APY, $1,000 minimum deposit. Popular Direct: 5.00% APY, $10,000 minimum deposit. Quontic Bank: 5.10% APY, $500 minimum deposit. BMO Alto: 4.80% APY, no minimum deposit. LendingClub Bank: 5.30% APY, $2,500 minimum deposit.

What is a 6 month CD?

A 6-month CD is a type of savings option that lets you maintain a fixed interest rate for a short period of time. The national average CD rate on a 6-month term is 1.81% APY (Annual Percentage Yield), according to the FDIC. However, there are much higher interest rates on 6-month CDs right now.

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